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Tax Resources

FEDERAL TAX FORMS

Looking for a federal tax form? Browse this online tax forms library to find downloadable IRS forms. The forms are presented in PDF format and are acceptable for filing with the IRS. You may also choose from dozens of helpful tax publications developed by the IRS to help taxpayers have a better understanding of various tax issues. Available in PDF format, these publications are written in a plain language format geared specifically to taxpayers.

TAX & FINANCE CALCULATORS

These interactive calculators, articles and tools are provided by CalcXML for educational use only and are not intended to provide financial, legal, investment, or tax advice. All examples are derived from inputs provided by you, are hypothetical and are for illustrative purposes. CalcXML is not affiliated with Ohio Tax Advocates, Ltd. We recommend using these tools in conjunction with help from a tax advocate to maximize your results and acheive the best possible financial state.

Taxation Calculators

  • What is my potential estate tax liability?

  • Should I adjust my payroll withholdings?

  • Will my investment interest be deductible?

  • How much self-employment tax will I pay?

  • Capital gains (losses) tax estimator

  • Compare taxable, tax-deferred, and tax-free investment growth

  • How much my social security benefit may be taxed?

  • What are the tax implications of paying interest?

  • Should I itemize take the standard deduction?

  • What is my tax-equivalent yield?

Credit & Debt Calculator

  • How long will it take to pay off my credit cards?

  • How long until my loan is paid off?

  • What would my loan payments be?

  • What is the balance on my loan?

  • Should I consolidate my personal debt into a new loan?

  • Restructuring debts for accelerated payoff

  • Which is better: Cash up front or payments over time?

  • What is the impact of making extra payments on my debt?

  • Should I pay off debt or invest?

  • Should I transfer my credit card balances?

Cash Flow Calculators

Insurance Calculators

  • How much life insurance do I need?

  • What is my life expectancy?

  • What are my needs for burial and final expenses?

  • How much disability income insurance do I need?

  • What are my long-term insurance needs?

  • How much will I earn in my lifetime?

  • What are the tax advantages of an annuity?

  • How long will my current life insurance proceeds last?

  • What is the future value of an annuity?

  • What is better, comprehensive plan or high-deductible plan with HSA?

  • Compare a taxable investment to a tax-deferred investment

Paycheck & Benefits Calculators

  • How much will my company bonus net after taxes?

  • How will payroll adjustments affect my take-home pay?

  • Convert my salary to an equivalent hourly wage

  • Convert my hourly wage to an equivalent annual salary

  • What is the future value of my employee stock options?

  • Should I exercise my ‘in-the-money’ stock options?

  • What may my 401(k) be worth?

  • What is the impact of increasing my 401(k) contribution?

  • What may my 457(b) Plan be worth?

  • What is the impact of increasing my 457(b) contribution?

  • What may my 403(b) Plan be worth?

  • What is the impact of increasing my 403(b) contribution?

Home & Mortgage Calculators

  • How much home can I afford?

  • Should I refinance my mortgage?

  • Mortgage calculator

  • Comparing mortgage terms (i.e. 15, 20, 30 year)

  • Should I pay discount points for a lower interest rate?

  • Should I rent or buy a home?

  • Should I convert to a bi-weekly payment schedule?

  • Compare a ‘no-cost’ vs. traditional mortgage

  • What are the tax savings generated by my mortgage?

  • Which is better, fixed or adjustable-rate mortgage?

  • Adjustable rate mortgage calculator

  • How do closing costs impact the interest rate?

  • Compare an interest-only vs. traditional mortgage

  • How much can I borrow from my home equity (HELOC)?

  • Loan Comparison Calculator

  • Balloon Mortgage Calculator

College Calculators

  • How much should I be saving for college?

  • Will I be able to pay back my student loans?

  • What are the advantages of a Coverdell ESA?

  • What is the value of a college education?

  • What are the payments on a parental (PLUS) loan?

  • Should I live at home, on campus, or off campus?

  • When should I begin saving for my child’s college?

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